Fixed Deposit vs Life Insurance

In March 2009, Base Lending Rates was reduced from 5.95% to 5.55%. In April the Fixed Deposit rates was reduced to 2.5% per year by most banks. How LOW will it go?

An alternative that can help you to safeguard the declining interests rates is to 'transfer' your savings from your Bank to the Insurance company under their GUARANTEED Income Plans. A simple comparison is shown below between the Bank and Insurance company.

?/span>	Bank	Ins Co
Yearly Interests	2.5%	4-5.5%
Yearly Dividends	NO	Yes
*Once declared is Guaranteed	NIL	2-4%*
Ins Protection	NO	Yes
Upon Death	Savings Stops	LUMP SUM payout
Upon TPD**	Savings Stops	LUMP SUM payout

**TPD -Total Permanent Disablement

Contribute for牋牋牋牋牋?CASH Payout of 4%-5.5% till Age 88
I---8/10 years---I--from 9 /11 year onwards---------------------------IAge88

Advantages:
1.SHORT term 8-10 years contribution period
2.YEARLY CASH Payout -4% - 5.5% till Age 88 (+) Dividends!!
3. Premium WAIVED upon diagnosis of any One critical illness.

Another GOOD alternative to put your money into making money for you.